Does Discover student card have annual fee?

What is the yearly free of a student Discover Card?

The student Discover card starts at 0% intro APR for 6 months on purchases. Then 12.99% to 21.99% Standard Variable Purchase APR will apply. And there’s no annual fee.

Do student credit cards have annual fees?

No annual fee. No late fee on first late payment. No APR change for paying late. Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved.

Is Discover Card student good?

The bottom line: This is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.

Does Discover charge a annual fee?

You don’t need an annual fee for generous credit card rewards and top benefits. At Discover®, every credit card has no annual fee.

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Why did Discover student Card deny?

The reasons will be listed in the denial letter Discover sends out shortly after its decision. They may include an annual income below what’s needed to make minimum monthly payments, a low credit score, too many recent credit inquiries or a high amount of debt, among others.

How do I qualify for a student Discover Card?

To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.

Can a 17 year old get a credit card?

Teens can apply for their own credit cards when they turn 18. The best credit cards for teens have low credit requirements and keep costs to a minimum. You can help teens under 18 build credit by adding them as an authorized user on one of your credit cards.

Is Discover Card accepted everywhere?

Discover is accepted nationwide by 99% of the places that take credit cards. And internationally, the Discover Global Network offers acceptance in 200 countries and territories, and growing.

Are student credit cards easier to get?

It’s much easier to get approved for a student credit card than other cards, but student credit cards still have minimum approval requirements. … You are, in fact, a student over the age of 18. You’re a US citizen or resident with a Social Security Number. You have some documentable income (a part-time job is fine)

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Do you have to be a student for Discover Student Card?

And the terms for the Discover it® Student Cash Back state that you must be a college student to be eligible for the card. … It offers 1% cash back on all purchases, plus a 25% cash-back bonus for paying your bill on time each month — all of which make it a great option for students and nonstudents alike.

Can you get a Discover student card without being a student?

For example, Discover requires you to be enrolled in a “two- or four-year college or university”; State Farm requires you to attend a “postsecondary educational institution.” The Journey® Student Credit Card From Capital One® doesn’t require proof of college enrollment—you just have to meet the credit and income …

How do I pay my Discover student card?

There are several ways to pay your Discover Card, including online at or with our mobile app using your bank account information. Other options include sending a check by mail using the return envelope in your statement or paying by phone at the number on the back of your card.

What does it mean no annual fee?

A “no annual fee” credit card is one that does not charge a yearly fee simply for the convenience of having the card. Despite the lack of an annual fee, many of these credit cards offer significant rewards, including cash back or miles earned on purchases.

What is no annual fee?

No annual fee means you will not be charged every year for using your credit card. … A good go-between is a credit card that waives the annual fee for the first year you have the card. After the first year, the fee will be charged to your account.

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How does a no annual fee credit card work?

What does no annual fee mean? Some credit cards charge you a fee every year just so you can use your card. No annual fee cards let you enjoy the benefits with no yearly fee. … It’s important to note that other fees, including cash advances, late payments and interest charges will still apply.